EU Digital Finance

EU Digital Finance: Markets in Crypto-Assets Regulation (MiCAR)

Risks and opportunities for financial institutions under new regulatory frameworks

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New EU regulations are bringing crypto-assets into reach for the traditional financial sector. The MiCA regulation introduces uniform rules for the issuance, trading, and custody of crypto assets, aiming to improve consumer protection and reduce risks such as money laundering and terrorist financing.

This course offers banking and financial sector professionals a comprehensive understanding of MiCAR, highlighting both potential risks and opportunities. The course consists of presentations and case studies by top industry experts and regulators, providing valuable insights and practical knowledge that can be directly applied to improving compliance practices, identifying and addressing risks, and capitalising on strategic opportunities.

Agenda

Regulation & Supervision

9:00 How the MiCA Regulation Makes Crypto-Assets Viable for the Traditional Financial Sector
- Regulatory clarity fostering trust and increasing financial inclusion
- The EU’s competitive advantage
- Consumer demand and the market opportunity
- How banks are evaluating Crypto-asset related risk

Laurent Marochini, Head of Innovation, Société Générale Securities Services

9:30 Bringing Forth Regulation for an Entirely New Asset Class
- The law preparation and implementation process on the EU level
- The background and scope of the MiCAR and a critical analysis of its limitations
- What are the key questions of the regulation?
- The dynamic between MiCAR and the DLT Pilot Regime

Will Marshall, Policy Officer, Digital Finance, European Securities and Markets Authority (ESMA)

10:00 MiCAR Preparations and Implementation on the Supervisory Level
- Key risks and guidelines related to crypto-assets
- Collaboration with the national competent authorities
- Supervision of significant issuers
- Highlighting main concerns for banks

Desislava Petrova, Senior Supervision Officer, European Banking Authority (EBA)

Product

10:30 All You Need to Know About the Scope of MiCAR
- Asset-referenced Tokens (ART)
- E-Money Tokens (EMT)
- Utility Tokens
- Common misconceptions about the MiCAR scope of application

Aurélia Viémont, Partner, CMS Luxembourg

11:00 How Tokenized Money Will Shape the Future of Finance
- The progression from cryptocurrencies to tokenised money
- Programmable payments and atomic settlements in a tokenised world
- Central Bank Digital Currency (CBDC) design considerations
- Innovative experiments with the Norwegian Digital NOK

Nikolai Nyrud Gobel, Product Manager - Digital Assets, DNB

11:30 Understanding the Evolution of Public and Private Money for Financial Institutions
- The public and private money landscape
- Retail and wholesale CBDCs
- Stablecoin liabilities and the promise of the MiCAR
- Crypto-asset risk assessment

Ville Sointu, Chief Strategist, Digital Currencies, Nordea

Risk & Compliance

12:00 What every bank should know about MiCAR
- You’re a bank but don’t want to touch crypto at all
- You’re a bank and some customer deposits are - coming from crypto exchanges
- You’re a bank and want to launch compliant crypto products
- Expectations for MiCAR II and beyond

Mads Ribe, Associate Partner, Legal Counsel, Digital Law & AI Leader, EY

12:30 Mitigating crypto risks with MiCAR
- Common risk management pitfalls today
- Crypto native vs. crypto curious companies
- Savvy systems for implementing MiCAR compliance

Sven Martinsson, Founder & CEO, VALEGA Chain Analytics

13:00 CASE: EUROe – Building the Regulated Digital Money Infrastructure for Europe
- Electronic money and getting started before MiCAR applicability
- Future-proofing compliance for a post-MiCAR world
- Working together with regulatory authorities
- Observations on crypto-asset related threats and AML

Patrik Elias Johansson, Chief Compliance Officer, Equilibrium Group

Course content

EXPERTS

Meet the speakers

Desislava Petrova

Senior Supervision Officer | European Banking Authority (EBA)

Desislava Petrova is a MiCAR Supervision Officer at the European Banking Authority, currently leading the preparatory work for the establishment of EBA’s supervision function under MiCAR. Previously, Desislava worked as a Corporate Lawyer at the European Investment Bank covering a wide spectrum of non-prudential topics. Desislava spent more than 7 years working in direct supervision at ESMA and the Bulgarian Financial Supervision Commission, assessing applications for authorisation, conducting ongoing supervision and targeted investigations of various market participants, such as credit rating agencies, trade repositories, investment firms, UCITS and banks.

Will Marshall

Policy Officer, Digital Finance | European Securities and Markets Authority (ESMA)

Will Marshall is a Policy Officer at ESMA focused on the implementation of the EU's Digital Finance package, including regulations for crypto-assets (MiCA), tokenised financial instruments (DLT Pilot Regime), and operational resilience for financial entities (DORA). Previously, he worked on the ESMA team for risk and economic analysis and as a public affairs consultant in Washington DC. He has a master's degree in economics from Johns Hopkins SAIS.

Laurent Marochini

Head of Innovation | Société Générale Securities Services

Laurent Marochini is Head of Innovation at Societe Generale Securities Services in Luxembourg. Since 2018, Laurent is also Blockchain Leader for the Group.

Prior to joining SGSS, Laurent has held various management positions in the banking sector in particular in BNP Paribas Securities Services and Credit Suisse Private Banking. He joined Societe Generale in 2006 as a Risk Manager.

Laurent is highly involved in the Fintech ecosystem. He is also Co-Chairman of the ALFI (Association Luxembourgeoise des Fonds d’investissement) Working Group Blockchain & Crypto Currencies and Member of the Fintech & Digital Executive Committee.

Nikolai Nyrud Gobel

Product Manager - Digital Assets | DNB

Nikolai Nyrud Gobel is working on strategy, technology and risks related to digital assets in the banking industry. He founded the Norwegian crypto broker and custodian Kaupang Krypto in 2017 and worked in the company as the CEO until 2022. He has a master’s degree in engineering with specialization in empirical finance. He is a public speaker with extensive experience on topics related to blockchain technology, cryptocurrencies, and digital assets.

Ville Sointu

Chief Strategist, Digital Currencies | NORDEA

Ville Sointu is the Chief Strategist for digital currencies at Nordea Bank. With a career spanning since 2002 in fintech, Ville has held pivotal roles globally, innovating in financial services and connected devices. His expertise is recognized in influential circles, including the European Central Bank's former Digital Euro Market Advisory Group, the board of Mobey Forum and the advisory board of GSMA's Inclusive Tech Lab. Ville has also contributed to a number of key industry and policy organizations like the EBF, OECD and EBA and in his free time enjoys co-hosting the 'Fintech Daydreaming' podcast, sharing his insights into fintech's evolving landscape.

Aurélia Viémont

PARTNER | CMS LUXEMBOURG

Aurélia Viémont is a Partner in our Banking & Finance team. She advises clients on regulatory matters involving banks, investments firms, payment institutions, virtual asset service providers and other entities of the financial sector. She notably focuses on markets in financial instruments, payment services, anti-money laundering, internal governance and digital assets topics.

Before joining CMS, Aurélia worked nine years in the Banking & Finance team of a leading Luxembourg law firm. She has been a member of the Luxembourg Bar since 2011. She is a member of the Luxembourg Bankers‘ Association and participates in various working groups including the Payments Cluster and the Professional Obligations Committee. She has been published in financial services publications and journals.

She is leading the FinTech team at the CMS Luxembourg office. The team is highly ranked by relevant directories. Legal500 places them at Tier 2 and says that CMS 'has real technical expertise across a range of fintech-related matters, including as it relates to the blockchain and digital assets’.

Magnus Jones

NORDIC BLOCKCHAIN & INNOVATION LEAD | EY

Magnus Jones works closely with key stakeholders such as authorities, banks and academia in the area of Blockchain & Innovation. He assists clients with everything from regulatory challenges to technical implementations. He is very experienced in NFTs, DeFi and DAOs and has worked with some of the world’s largest brands on their projects. In addition to assisting some of the most successful start-ups within the area. Magnus has also, among others, assisted Norwegian Tax Authorities in creating the World’s first guidance on how to tax NFTs.

Magnus is an experienced international speaker within digital trends and technology, covering many different areas through some of his roles as co-founder of the Norwegian Computer Society Group for Blockchain, co-founder and board member of Oslo Blockchain Cluster, Head of Oslo Chapter at Disruption Disciples, and a lecturer at EMBA classes at BI Norwegian Business School, and the University of Oslo. He is also an advisor to the United Nations working group for Crypto and Counter-terrorism.

Patrik Elias Johansson

CHIEF COMPLIANCE OFFICER | EQUILIBRIUM GROUP

Desislava Petrova is a MiCAR Supervision Officer at the European Banking Authority, currently leading the preparatory work for the establishment of EBA’s supervision function under MiCAR. Previously, Desislava worked as a Corporate Lawyer at the European Investment Bank covering a wide spectrum of non-prudential topics. Desislava spent more than 7 years working in direct supervision at ESMA and the Bulgarian Financial Supervision Commission, assessing applications for authorisation, conducting ongoing supervision and targeted investigations of various market participants, such as credit rating agencies, trade repositories, investment firms, UCITS and banks.

Sven Martinsson

FOUNDER & CEO | VALEGA CHAIN ANALYTICS

Desislava Petrova is a MiCAR Supervision Officer at the European Banking Authority, currently leading the preparatory work for the establishment of EBA’s supervision function under MiCAR. Previously, Desislava worked as a Corporate Lawyer at the European Investment Bank covering a wide spectrum of non-prudential topics. Desislava spent more than 7 years working in direct supervision at ESMA and the Bulgarian Financial Supervision Commission, assessing applications for authorisation, conducting ongoing supervision and targeted investigations of various market participants, such as credit rating agencies, trade repositories, investment firms, UCITS and banks.

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EU Digital Finance: Markets in Crypto-Assets Regulation (MiCAR)

What will you learn?

The course is designed for

Agenda

Regulation & Supervision

Product

Risk & Compliance

Course content

Meet the speakers

Desislava Petrova

Will Marshall

Laurent Marochini

Nikolai Nyrud Gobel

Ville Sointu

Aurélia Viémont

Magnus Jones

Patrik Elias Johansson

Sven Martinsson

How is MiCAR impacting financial services providers? Learn from the best!

Get in touch

Our Newsletter

EU Digital Finance: Markets in Crypto-Assets Regulation (MiCAR)

What will you learn?

The course is designed for

Agenda

Regulation & Supervision

Product

Risk & Compliance

Course content

Meet the speakers

Desislava Petrova

Will Marshall

Laurent Marochini

Nikolai Nyrud Gobel

Ville Sointu

Aurélia Viémont

Magnus Jones

Patrik Elias Johansson

Sven Martinsson

How is MiCAR impacting financial services providers? Learn from the best!

Get in touch

Our Newsletter

Subscribe to updates on EU Digital Finance