Event Recordings

Nordic Fintech Summit 2025

Celebrating 10 Years of Nordic Fintech
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Course content

Meet the speakers

Petri Nikkilä

Global CEO of Openbank | Santander

Ramesh Gopal

Chief Risk Officer (UAE & Saudi) & Head of Credit (CIB) - CEEMEA | Deutsche Bank

Priit Poldoja

CEO | INBank

Lotta Domonkos

CEO | Fimento

Liisa Kanniainen

VP, Strategic Lead | Nordea

David Cunningham

Head of Strategy & Partnerships for Digital Assets, Treasury and Trade Solutions | Citi

Anniina Heinonen

Managing Director, Payments | Wolt

Björn Bryngelson

Head of Nordics | Klarna

Jarkko Mäensivu

CEO | Saldo Bank

Anna Maj

Fintech Leader and Advisor

Manuel Sandhofer

General Manager, EMEA | Wise

Sarah Häger

CCO | Enable Banking

And many more! View the full list of speakers on the Nordic Fintech Summit website.

Full Agenda

Digital Banking – "From Rails to Platforms and Beyond"

  • Banking in 2035: How Money, Loans and Investing Will Change Forever
    - How will banking look in 2035?
    - What will drive innovation in retail banking, and how will it shape the way we interact with our bank?
    - What can we learn about innovation from other countries like China, Korea and Brazil?

    Georg Hauer, Fintech & Digital Banking Advisor | Former N26 General Manager


    • Reinventing Banking: The Next Generation is Now

      Barry De Leeuw, Director Solutions Engineering, Backbase


      • Wall Street Racing to Leverage Digital Assets in “Core Banking”
        - The role of tokens and wallets in building the 24/7 instant cross-border bank
        - Upgrading cash management and trade finance offerings using tokenised deposits and smart contracts
        - Open community or exclusive token services?

        - Leveraging tokenised assets without adding new risks

      David Cunningham, Head of Strategy & Partnerships for Digital Assets, Treasury and Trade Solutions at Citi

      • Evolving Banking Business Models
        - The current banking paradigm: issues with core application interaction
        - Challenges in modern banking: scale, data and integration issues
        - Evolving banking business models: Digital banks, Embedded Finance and Banking-as-a-Service

        - Moonshot: Banks as the central nervous system of economic activity

      Kelvin Tan, CEO & Co-Founder at audax

      • Unlocking Organic Growth Through Personalisation and Behavioural Finance
        - Help investors make better financial decisions through behavioral finance
        - Unlock a greater share of wallet and retention of assets under management through personalisation
        - Increase engagement and improve client experience with behavioral finance

        - Meet compliance and regulatory requirements
        - Achieve 10%+ organic revenue growth


      James Pereira-Stubbs, Chief Client Officer at Oxford Risk

      Digital Payments – "The Four Pillars of Future Payments"

      • 10:30 All You Need to Know About the Scope of MiCAR
        - Asset-referenced Tokens (ART)
        - E-Money Tokens (EMT)
        - Utility Tokens
        - Common misconceptions about the MiCAR scope of application

      Aurélia Viémont, Partner, CMS Luxembourg

      • 11:00 How Tokenized Money Will Shape the Future of Finance
        - The progression from cryptocurrencies to tokenised money
        - Programmable payments and atomic settlements in a tokenised world
        - Central Bank Digital Currency (CBDC) design considerations
        - Innovative experiments with the Norwegian Digital NOK


      Nikolai Nyrud Gobel, Product Manager - Digital Assets, DNB

      • 11:30 Understanding the Evolution of Public and Private Money for Financial Institutions
        - The public and private money landscape
        - Retail and wholesale CBDCs
        - Stablecoin liabilities and the promise of the MiCAR
        - Crypto-asset risk assessment


      Ville Sointu, Chief Strategist, Digital Currencies, Nordea

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